personal loans from $500 to $40,000

for all the things you want to do

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Rates from 9.95%p.a - 29.95%p.a

variable determined by credit risk


100% online application

It will only take around 10 mins to apply


Once approved we'll deposit

your money into your bank account

Mandatory fees: account fee of $8.25 a month, establishment fee of up to $210 to be paid up front or capitalised over the contract term

Here’s what you’ll need to apply

  • Valid NZ drivers licence or passport
  • Online internet banking access
  • Valid email address
  • Valid mobile phone number
House Repairs
New Car
Car Repairs
Debt Consolidation
Unexpected Bills
Big Event

personal loans from $500 to $40,000

“when i need money, it’s cool knowing dtr’s there for you”

Sarina, dtr Hamilton customer for 3 years

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Competitive Rates

Our interest rates range from 9.95% pa through to 29.95% pa variable determined by credit risk. Our APR (which includes interest rates and mandatory fees) ranges from 15.04% to 35.28%

Below is a representative example of an easi-cash loan:

Let’s say you apply for a $3,000 loan

Each loan carries an establishment fee up to $210, which is added to your approved loan amount

So, the total loan amount (including the establishment fee) comes to $3,210

The loan is financed at an interest rate based on your financial circumstances and paid back over an affordable term (in this case 60 months)

easi-cash: Responsible lending criteria, mandatory fees, interest, terms and conditions apply. Interest rate 9.95% p.a. - 29.95% p.a. variable, determined by credit risk. Mandatory fees: Administration fee of $8.25 a month, establishment fee of up to $210 to be paid up front or capitalised over the contract term. Rates and fees may change. Other non-mandatory fees and charges may also apply. Minimum term 12 months. Maximum term 60 months. Security and contents/vehicle insurance may also be required. Limelight Financial Services Limited (trading as dtr).


Indicative Offers

Based on the information you have provided, we believe we may be able to offer you the following products. The next step is to click on the product you would like and complete our application process.


Borrow up to * at an interest rate of - * pa

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Borrow up to * at an interest rate of - * pa

Apply now

* Interest rates and limits shown above are indicative only. All contracts are subject to a full application process including affordability, credit and responsible lending criteria. See here for full terms.

How much can I afford?

Simply tell us a bit about yourself below, and we will provide you an indicative amount that you could borrow, and the likely interest rate that could apply.

I am and have been in the region for .

I currently earn per week after tax, and have my own home & contents insurance.


I would best describe my credit history as and I currently have outstanding default(s).

The best way to get in touch with me is by me at

Check my rate