buy now, pay off over time

Terms up to 60 months. Competitive interest rates.

easi-own

what’s easi-own?

If you’re wanting to make bigger purchases, but are on a tight weekly budget, easi-own could be for you. Yes, you’ll be charged interest and fees. But as your repayments are spread over a period of up to 60 months*, it can make the amount you pay each week a little more manageable. What you pay in interest is determined by your individual credit circumstances. 

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here’s how it works.

It will only take around 10 minutes to apply online for your first easi-own purchase. And once approved, we’ll set you up with 2 limits. One is your maximum credit facility limit. That’s the maximum amount you can spend in total with dtr, or our approved business partners.

The other is your maximum weekly repayment limit based on your affordability.

You can buy whatever you want from us using easi-own, so long as you don’t go over your credit limit or maximum weekly repayment limit.

You then make regular set weekly repayments to pay for those purchases.

As you pay those purchases off, you’ll have credit available again.

Providing you have capacity within your weekly repayment limit, you can then make additional purchases if you wish, up to your maximum credit facility limit. Simple as that.

To find out more, call 0800 734 735, or talk to one of our team at your local dtr branch

easi-own • Responsible lending criteria, terms & conditions apply. Term for weekly payments depends on interest rate. Interest rate: 9.95% p.a. to 29.95% p.a variable depending on your circumstances. Rate may change. Mandatory fees: account fee $1.95 a week, PPSR fee $8.05 for each purchase, establishment fee $95 for first purchase or transaction fee $17.50 for each subsequent purchase. Fees added to loan balance. Weekly pricing includes interest & mandatory fees. Payment terms & interest rates depend on individual circumstances, therefore total amount payable will be calculated on completion of application. Optional dtr Liability Waiver (DLW) and Service Plus fees may also apply. Satisfactory evidence of insurance may be required if DLW is not selected.