Fees, rates and contracts

Feeseffective 04 October 2020

  • Account Fee ? Your dtr account fee
  • Establishment Fee
    -
    -
    -
  • Late Fee
  • Door Knock Fee
  • Refinance Fee
  • Payment Plan Late Fee
  • PPSR Registration Fee
  • Transaction Fee

easi-owneasi-own Fees

  • Weekly $1.95
  • $95^
    -
    -
    -
  • Weekly $9
  • $35
  • Restructure $30
  • Weekly $4.50
  • $8.05
  • $17.50

easi-payeasi-pay Fees

  • $0
  • $0
    -
    -
    -
  • Weekly ? Only applicable after 12 week period $7.50
  • $35
  • Restructure $60
  • Weekly $0
  • $0
  • $0

easi-ownPartner Pin Card Fees

  • Weekly $1.95
  • $95
    -
    -
    -
  • Weekly $9
  • $35
  • Restructure $30
  • Weekly $4.50
  • $8.05#
  • -

easi-casheasi-cash Fees

  • Administration (Monthly) $8.49
  • - Secured loan $210
    - Unsecured loan $160
    - Secured top up $195
    - Unsecured top up $160
  • Monthly $39
  • $35
  • $60
  • Monthly 19.50
  • $8.05
  • -

Interest Rateseffective 04 October 2020

  • Annual
  • Default

easi-owneasi-own Rates

  • From 9.95% p.a. to 29.95% p.a.
  • 5% p.a.*

easi-payeasi-pay Rates

  • -
  • 5% p.a.

easi-ownPartner Pin Card Rates

  • From 9.95% p.a. to 27.95% p.a.
  • 5% p.a.*

easi-casheasi-cash Rates

  • From 9.95% p.a. to 29.95% p.a.
  • 5% p.a.*

Other Repossession Fees:

Locksmith, storage, disposal costs, repossession agents costs will be charged at the cost leveled on dtr.

Terms and Conditions

A copy of all contracts, terms and conditions are available in-store. Our helpful staff will be happy to provide you with a copy

*The penalty interest is 5% above the interest rate stated on your contract. This is calculated on the amount that is overdue.

^Fee applies to new REV easi-own card customers only

#PPSR fee only applies to single item purchases on the card over $1,000

easi-own • Responsible lending criteria, terms & conditions apply. Term for weekly payments depends on interest rate. Interest rate: 9.95% p.a. to 29.95% p.a variable depending on your circumstances. Rate may change. Mandatory fees: account fee $1.95 a week, PPSR fee $8.05 for each purchase, establishment fee $95 for first purchase or transaction fee $17.50 for each subsequent purchase. Fees added to loan balance. Weekly pricing shown includes interest & mandatory fees. Payment terms & interest rates depend on individual circumstances, therefore total amount payable will be calculated on completion of application. Optional dtr Liability Waiver (DLW) and Service Plus fees may also apply. Satisfactory evidence of insurance may be required if DLW is not selected.

easi-pay finance option: Responsible lending criteria, terms and conditions apply. No interest or mandatory fees are charged if minimum payment obligations are met during 12 week interest free term.

easi-cash • Responsible easi-cash lending criteria, terms and conditions apply. Interest rate 9.95% p.a. to 29.95% p.a variable, depending on your circumstances. Rate may change. Security maybe required. Mandatory fees: administration fee of $8.49 a month, PPSR fee $8.05, establishment fee of up to $210 to be paid up front or capitalised over the contract term. Optional dtr Liability Waiver (DLW) may also apply. Satisfactory evidence of household insurance may be required if DLW is not selected.

easi-own partner PIN card • Responsible lending criteria, terms & conditions apply. Interest rate for easi-own partner PIN card purchases from approved business partners: 9.95% p.a. to 27.95% p.a variable, depending on your circumstances. Rate may change. Mandatory account fee $1.95 a week. Minimum $10 a week repayment with any credit balance for easi-own purchases from approved business partners, payable only by Direct Debit. A higher interest rate, additional fees, regular payment requirements and security terms apply to any easi-own purchases from dtr

Thorn Group Financial Services Limited (trading as dtr).


easi-cash Agreement and Terms and Conditions
easi-own card Agreement and Terms and Conditions