Fees, rates and contracts

Feeseffective 8 June 2021

  • Account Fee ? Your dtr account fee
  • Establishment Fee
    -
    -
    -
  • Late Fee
  • Door Knock Fee
  • Refinance Fee
  • Payment Plan Late Fee
  • PPSR Registration Fee
  • Transaction Fee

easi-owneasi-own Fees

  • Weekly $1.90
  • $95^
    -
    -
    -
  • Weekly $9
  • $35
  • Restructure $30
  • Weekly $4.50
  • $8.00
  • $17.50

easi-payeasi-pay Fees

  • $0
  • $0
    -
    -
    -
  • Weekly ? Only applicable after 12 week period $7.50
  • $35
  • Restructure $60
  • Weekly $0
  • $0
  • $0

easi-ownPartner Pin Card Fees

  • Weekly $1.90
  • $95
    -
    -
    -
  • Weekly $9
  • $35
  • Restructure $30
  • Weekly $4.50
  • $0
  • -

easi-casheasi-cash Fees

  • Administration (Monthly) $8.25
  • - Secured loan $210
    - Unsecured loan $160
    - Secured top up $195
    - Unsecured top up $160
  • Monthly $39
  • $35
  • $60
  • Monthly 19.50
  • $0
  • -

Interest Rateseffective 04 October 2020

  • Annual
  • Default

easi-owneasi-own Rates

  • 9.95% - 29.95% p.a. variable
  • 5% p.a.*

easi-payeasi-pay Rates

  • -
  • 5% p.a.

easi-ownPartner Pin Card Rates

  • 9.95% - 27.95% p.a. variable
  • 5% p.a.*

easi-casheasi-cash Rates

  • 9.95% - 29.95% p.a. variable
  • 5% p.a.*

Other Repossession Fees:

Locksmith, storage, disposal costs, repossession agents costs will be charged at the cost leveled on dtr.

Terms and Conditions

A copy of all contracts, terms and conditions are available in-store. Our helpful staff will be happy to provide you with a copy

*The penalty interest is 5% above the interest rate stated on your contract. This is calculated on the amount that is overdue.

^Fee applies to new REV easi-own card customers only

#PPSR fee only applies to single item purchases on the card over $1,000

easi-own finance option: Responsible lending criteria, terms and conditions apply. Term for weekly payments depends on interest rate. Interest rate: 9.95% p.a. to 29.95% p.a. variable determined by credit risk. Mandatory fees: account fee $1.90 a week, PPSR fee $8 for each purchase, establishment fee $95 for first purchase or transaction fee $17.50 for each subsequent purchase. Rates and fees may change. Other non-mandatory fees and charges may also apply. Weekly pricing shown includes interest and assumes mandatory fees added to loan balance. Terms for weekly payments and interest rates depend on individual circumstances, therefore total amount payable will be calculated on completion of application. Security required over assets purchased and contents insurance may also be required.

easi-pay finance option: Responsible lending criteria, terms and conditions apply. No interest or mandatory fees are charged if minimum payment obligations are met during 12 week interest free term.

easi-cash: Responsible lending criteria, mandatory fees, interest, terms and conditions apply. Interest rate 9.95% p.a. - 29.95% p.a. variable, determined by credit risk. Mandatory fees: Administration fee of $8.25 a month, establishment fee of up to $210 to be paid up front or capitalised over the contract term. Rates and fees may change. Other non-mandatory fees and charges may also apply. Minimum term 12 months. Minimum term 60 months. Security and contents/vehicle insurance may also be required.

easi-cash debt consolidation: Offer valid for debt consolidation loans between $5,000 and $25,000. Offer only valid for qualifying customers. Responsible lending criteria, terms and conditions apply. *Interest rate 0% p.a. fixed for the first 6 months. At the end of that period, the applicable interest rate for the remaining term of your loan will be 9.95% p.a. – 29.95% p.a. variable determined by credit risk. Repayments are spread evenly across the full term of the agreement, the first 6 months payments are principal only, then principal and interest for the remaining term. Mandatory Fees: administration fee of $8.25 a month. Other non-mandatory fees and charges may also apply. Minimum term 12 months. Minimum term 60 months. Security and contents/vehicle insurance may also be required.

easi-own partner PIN card: Responsible lending criteria, terms & conditions apply. Interest rate for easi-own partner PIN card purchases from approved business partners: 9.95% p.a. to 27.95% p.a variable, determined by credit risk. Rate may change. Mandatory account fee $1.90 a week. Minimum $10 a week repayment with any credit balance for easi-own purchases from approved business partners, payable only by Direct Debit. A different interest rate, additional fees, regular payment requirements and security terms apply to any easi-own purchases from dtr.

Thorn Group Financial Services Limited (trading as dtr).


easi-cash Agreement and Terms and Conditions
easi-own card Agreement and Terms and Conditions